今天收到邮件：Boost your savings with 4.50% APY
Make a single deposit of $3,000 or more and you’ll unlock a 6-month 0.70% APY boost. This would bump your savings APY to 4.50%.* Terms apply. Heads up: You’ll still get the 0.70% boost on top of our standard savings rate, even if our variable APY changes.
利率感觉很高了，虽然只有六个月，条件也不难，单笔3K存款+Sofi plus membership
具体Term：
Here’s how it works:
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Enroll by 10/24/25. NOTE: Clicking on one of the “Make a deposit” buttons in this email will prompt you to log in. Once logged in, you’ll be automatically enrolled in the campaign, even if you choose not to transfer money at this time.
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Make a single deposit of $3,000 or more. SoFi must receive and post the deposit to your account by 12/24/25 for it to be eligible.
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Enjoy a boost of 0.70% APY on your savings for six months with an active SoFi Plus membership.
