医疗相关的感觉应该去对应的medical board投诉？
已经向信用卡dispute了 
，希望会有用
你碰到的情况不是个例，因为湾区就是这样的，很多诊所和医院随意乱收费，appointment不提前取消要收费，appointment取消了他们也可能会"犯错“继续收费，碰上一次踩雷的情况要花无数时间打电话才能解决billing 问题 。 
没有CFPB这样的金融类投诉机构，BBB基本没有用，不嫌麻烦可以起诉医疗机构。
我直接dispute然后跟医院联系让他们改账单，绝对不惯着他们，纯属** 
跟医疗机构我感觉dispute成功率不高，都是大额，银行不一定站你这边。就算Dispute成功了后面还有collections，因为他们有你的个人信息。只能花时间给他们不断打电话耗着。起诉应该是最管用的，但一般人玩不来，成本太高。
上面说<$500不上collections？
歪个楼 话说各位都是用信用卡付钱 然后找hsa reimburse吗
这么干不是正好可以MS吗
一般第一次看pcp，大多数地方都有一次"建档费"。这个没啥好撕的
貌似就算是new patient, visit的fee也应该被cover。可以看一下你这个visit的code具体是什么 问下保险公司这个code为啥不被cover 然后同时跟provider argue下
No, you generally should not be billed more than the cost of the preventive annual exam if your insurance covers it in full and the visit is appropriately coded as preventive care. However, there are some scenarios where additional charges might occur, even if they seem unexpected.
Why You Might Be Billed More:
- Incorrect Billing Code:
- If the provider incorrectly codes the visit as a “new patient visit” or diagnostic care instead of preventive care, your insurance may not cover it fully.
- Preventive annual exams have specific codes (e.g., CPT 99385-99387 for new patients) that must be used for the visit to be fully covered.
- Additional Services:
- If the provider performs services not included in the standard annual exam (e.g., addressing specific health concerns, extra tests, or procedures), those may be billed separately.
- Example: If you bring up back pain, and the provider spends time evaluating or treating it, this portion might be billed as a diagnostic service.
- Out-of-Network Provider:
- If the provider is out-of-network, your insurance may not cover the visit at the full rate, even for preventive services.
- New Patient Fees:
- Some clinics charge higher fees for new patients due to the extra time spent on intake or evaluation. However, this fee should still be covered by your insurance if it’s part of a preventive visit.
What You Can Do:
- Contact the Provider’s Billing Office:
- Ask for an itemized bill to understand the charges.
- Confirm whether the visit was billed as a preventive annual exam.
- If additional services were performed, ask them to specify which and why.
- Check With Your Insurance:
- Verify that the claim was processed as a preventive care visit.
- If the claim was processed incorrectly, ask the provider to resubmit it with the correct codes.
- Dispute Unnecessary Charges:
- If the provider charged for services you didn’t request or agree to, you can dispute the charges with the provider or file a complaint with your insurance.
对
现在留着投资不好吗，以后再报销
没有期限吗？我以前没有这样搞过，昨天看了下UHC好像直接可以Pay Yourself连收据啥都不要。
泥潭随便搜一下就知道HSA报销没有期限
new patient fee如果是体检也不会收的，在SJ downtown的别家也遇到过这个问题，找Billing complain以后就把钱退回来了
是上班的公司买的医保吗？问下你们HR有没负责医保这块懂得怎么跟保险公司扯皮的。我以前一个烙印同事为了几千刀跟保险公司和医院来来回回好几个回合，最后HR负责医保的那个大兄弟出面，三方沟通给搞定了。
请问这个有source来源吗？
说实话，才一百多算便宜的了。。。。尤其lab啥都报了。。我有过一次啥都没做收了500多
挂逼兄弟感觉100多都很贵了