最近家里老人想做商务舱大概要花5000美金左右,因为已经退休收入只有退休金一年大约1万已经有了discover喝chase freedom请问开CSP通过的机会大吗?如果不大有没有其它高分奖励的信用卡推荐低收入来开呢谢谢
和收入关系不大吧
有刚需就去银行试一试吧。有信用记录,机会挺大的。
学生没收入不照样开
东八人不但没收入甚至不在美国不照样开
自信一点开 稳一点三个月一次
有就有情
Key point是在申请时填的收入吧,CSP对收入还是有要求的,不能太低
申请的时候随便填写个美国收入中位数就行
???
银行开卡又不“查”你收入。。
是吧。。
但是也不可以随便填吧只有1万写多了怕有不好的影响
都退休了还不抓紧撸羊毛 还纠结这些小事 哈哈
银行对收入的定义很宽泛的,你可以读一下小字,配偶或者亲属的收入一般可以算进去,只要你有权限支配他们
Chase 的 Annual Income 的小字:
Your “total gross annual income” is what you earn or reasonably expect to earn. This includes full-time, part-time, internships or seasonal jobs, self-employment, interest or dividends, investments, retirement, social security benefits and public assistance. You can also include money that someone else deposits regularly into your account (individual or joint). If you’re 21 or older and regularly use income from others to pay your bills, you can include that too. Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it
considered as a basis for repaying this obligation.
比如如果你经常给老人付 Bill,那你就把你的 income 也算进去。子女的赡养费也一样可以算进去
再这样下去信用卡就是下个次贷危机的导火索
“我觉着我今年能中彩票”