Citi TYP体系必备卡都需要哪几张?

我准备转Citi体系,以后主攻Citi,在我目前有的AMEX MR,Chase UR,Citi TYP这几个体系中我觉得Citi TYP的点数是最符合我个人的了,而且 Citi Premier 日常一卡流囊括我所有的消费。我看了一下Citi的几张卡发现貌似就Premier和Rewards+这个组合是最佳的,我想问一下还有其他组合吗?
如果我有多张Rewards+那我10% Points Back能不能叠加?

5 个赞

看你上不上量
上小量premier
上大量double cash

2 个赞

走citi了肯定得多来几张custom cash了吧:troll:

14 个赞

我喜欢premier+cc

1 个赞

正解,开一张拿开卡奖励,后面的citi年费卡转custom cash.

2 个赞

不上量,只是日常消费

日常消费你不怕premier年费都赚不回来 :yaoming:

消费量小的话reward+, double cash, 多持custom cash, premier到没有那么重要,需要转点的时候开卡就行。

1 个赞

最低配置:
一张custom cash吃饭
一张custom cash超市
一张premier机酒油和转点
一张double cash所有其他
一张redward+ 转点优惠

所以结论是5张

17 个赞

我觉得应该行吧,我上一年光加油就花了六千,吃饭大概也有一万,加上其他的乱七八糟一年正常消费大概在2~3万左右

以后慢慢我的我肯定会多来几张,但现在有点难

这玩意对我真没啥用,我有Apple Cade一样有2X

短时间内我弄不了这么多张啊,估计要弄这么多custon得两年吧 :face_with_spiral_eyes:

你这个消费量的话 Premier可以主力吃饭加买菜了。。加油弄个Custom cash 一个月500一年正好6000。。reward+用来转点。另外double cash2.22x的TYP比2%的cashback起码强力50%?

2 个赞

没必要长持premier,年费赚不回来,你等史高80k或者75k入手,再开custom cash ,premier第二年降到custom cash。双倍快乐。以此类推。现在可以先custom cash。reward+. double cash。后面等史高入手

3 个赞

要很有量嘛

那我还能得到Premier的开卡吗?

现在不影响。规则早改了Citi 1/48 规则:Citi信用卡Churn卡规则介绍【2023.4 更新:Citi 旗下信用卡全部换为1/48规则了】 - 美国信用卡指南

这是之前的。
Bonus ThankYou® Points are not available if you received a new cardmember bonus for Citi Rewards+®, Citi ThankYou® Preferred, Citi ThankYou® Premier/Citi Premier® or Citi Prestige®, or if you have closed any of these accounts, in the past 24 months.

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Balance transfers, cash advances, checks that access your card account, purchases returned/refunded for credit, unauthorized charges, interest and account fees, traveler’s checks, foreign currency purchases, money orders, wire transfers (and similar cash-like transactions), lottery tickets, gaming chips (and similar betting transactions) are not purchases and do not count towards earning your bonus. Purchases must post to your account during the promotional period. Many merchants will wait for a purchase to ship before they post the purchase to your account. Bonus ThankYou®Points are not available if you have received a new account bonus for a Citi Rewards+® account in the past 48 months.

Bonus Points Offer

Bonus ThankYou® Points are not available if you have received a new account bonus for a Citi Premier account in the past 48 months

一年消费两三万的话还要主力TYP的话估计premier肯定要长持了

1 个赞

那肯定的,量大除外,rule也是48个月,长期如果当作主力。OK。为了羊毛不值得

Typ体系现在竟然还有吸引力?