RA 用银联呆逼卡买馍会有税务问题吗

理财 税务
1

求问泥潭，在菜店用本人名下的银联呆逼卡买谟需要向irs缴税或者申报嘛？买的数量应该不大就一两千。因为RA是全球征税？就怕触发了FBAR条款什么的。

2

不管你买不买膜，都要遵守FBAR和FATCA

3

哦哦好的！

4

量不大一般不会抓。量大的话：

  • 如果钱是国内亲友的，那就是gift from nra，不需要交税但每年超过10万需要申报
  • 如果钱是美国亲友的，那就是gift，gift来源人需要申报，超过1万5需要交税或者消耗终身免税额
  • 如果钱是自己的，那就涉及到境外资产和收入是否有申报。如果过往有申报，那就没有问题。如果过往没申报过，那就有可能被IRS质疑资金来源。

mo很多监管上约等于现金看待。通常来说偶尔存个少于1万的现金问题不大。不要分开存，故意拆分现金存款叫structuring，felony。

5

按题主说法，数目小根本到不了10k，根本不可能触发structuring

short answer: Safe

  1. Structuring is the practice of conducting financial transactions in a specific pattern calculated to avoid the creation of certain records and reports required by the Bank Secrecy Act (BSA) and/or IRC 6050I, Returns relating to cash received in trade or business, etc. (Form 8300, Report of Cash Payments Over $10,000 Received in a Trade or Business)
  2. Structured transactions may be discovered during:
  • A BSA examination
  • A Form 8300 examination conducted under Title 26
  • An income tax examination
  1. Although there are many similarities between transactions structured to avoid the BSA and IRC 6050I, the differences are significant enough, so each will be addressed separately.
  2. The examples of structuring and the methods to identify such activity presented in this IRM section and sections IRM 4.26.9, Examination Techniques for Bank Secrecy Act Industries, and IRM 4.26.12, Examination Techniques for Form 8300 Industries, are not all inclusive. The examiner must constantly be alert for new patterns.
6

感谢！！

7

感谢！很详尽的解释了！

8

就是因为到不了10k才是structuring 啊 :yaoming:仔细看，avoid

9

不是啊，total不到10k是另一个故事啊…

10

那如果买到手的mo不存银行，直接用掉（例如房租），还会有税务问题嘛？

11

没法凑整吧……

12

还房贷呢

13

想问下楼主还房贷了吗？有啥问题吗？