我也是其中之一 
所以是不能提前降级？
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mlgb我是真dd啊
这是之前玩不起准备赖账了？这样的话得考虑一下收月费之前降级了，不然感觉妥妥被反薅啊，别真成了泥潭最大被反薅银行
贴一个doc的5/1回复，用te code的real dd也没拿到
For those asking, I got my first service charge today and then also got a “one month waive”. Still no bonus with a real DD on 4/18.
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那我还是提早降级吧以防被反薅 
换家羊撸
你的奖励等了多久
等了一两周了吧，我没拿到bonus，我打算第一个月月费waive掉再等个10天就降级
400没拿到
referral的到了，还是self cross referral的 两个50
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referral是信封寄的vgc吗，我准备月费post之后还没有就降级了，听说第一个月是会免月费不过
实体信
这个卡能用apple pay取现吗？
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等你的dp了，不过50块屯点grocery也问题不大
dp了
可以加到apple pay 然后充值apple cash
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准备最近去branch开户，借楼求个referral~可以私信 
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潭里有refer专帖
貌似私信不了你，这是论坛的M&T Bank refer楼M&T Bank Checking refer 专贴
不妨拉到最底下选最新的帖子，是我，H2SO4
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soga，漏掉这个帖子了~感谢感谢
我收到一位坛友的referral了，不过还是很感谢你的link~
请问下大家、在没拿到bonus如果降级是不是90天后及时有奖励也拿不到了？不想被反撸、考虑月费后降级、有知道的吗？谢谢
我线下开了账户 手机银行提示debit没有激活之前不能zelle也不能转账
如果real dd 90天之后确实能及时post bonus，400/7500，apy还是会秒杀一众CD和TBill，也不一定算是被反